There is a great portion of insurance policy holders who are not really aware of the full coverage of their insurance putting them in greater risk.  It is very important that we know if we have coverage for natural disasters like earthquakes, floods and tornadoes.  In California, there are less than 20% of residents have their homes insured for earthquake because it is expensive.  The house must be insured together with its contents and other personal articles.  Let us all be prepared for the future because when a natural disaster comes, we are all in big financial trouble.  Review your insurance before it is too late.

Excerpt:

“Because earthquake insurance is so expensive, even in California, fewer than 20% of all homes carry it. (Nor do lenders typically require it.)”

Original article can be found at:

http://www.forbes.com/sites/deborahljacobs/2011/08/23/does-your-insurance-cover-earthquake-damage/

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